Just about all of us use credit cards at one time or another; some folks use them just for emergencies, perhaps others as a way to avoid carrying cash, businessmen use them to cover travel or other expenses, some folks can’t resist using them for all inclusive vacations or diamond earrings. Regardless of your credit [...]

Have you ever wondered how the bank calculates your monthly mortgage payments? Perhaps you’d like to know how to do it yourself so the next time you go house hunting you know how much you can afford.   There is a specific formula to follow and I’m willing to show you, but before we get [...]

Many individuals and families accumulate household goods over the years through things that have been passed down or bought. Eventually, your once tidy home seems like it is always cluttered and there just never seems to be enough room for everything. When you reach this point, you are more than likely in desperate need of [...]